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Keep US Covered Celebrates
Final Rule to Roll Back Junk Insurance


March 28, 2024

Today, the Biden Administration finalized its proposed rule that reverses the expansion of junk insurance, also called short-term limited duration insurance (STLDI), that was put in place by the previous administration. This rulemaking has been a top priority of Keep US Covered, which fights for quality health coverage for American families and workers. Welcoming this news, Keep US Covered released the following statement from KUC Senior Advisor, Sonja Nesbit:

“The fight for a stronger, more equitable health care system has won a great victory with this new rulemaking, and we thank President Biden. No family should be tricked into buying hollow coverage that skirts rules and leaves them vulnerable in a time of need. The earlier rules allowed for a proliferation of junk insurance products that deceived consumers and put families on the hook for enormous health care costs. This action affirms the president’s commitment to quality coverage and strengthening healthy equity. Still, there is much more work to do. 

“We urge the administration to keep moving forward and next address Individual Coverage Health Reimbursement Arrangements (ICHRA), another reckless policy left behind by the previous administration that allows discrimination in health benefits, lowers the quality of coverage for working people, and threatens the Affordable Care Act.” 

To learn more about KUC and its partners’ work to educate policymakers on ICHRAs, STLDI, and the social determinants of health, visit or follow the campaign on Twitter/X and Facebook.




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